Social support prices in Cowes (3922)
Compare social support rates in Cowes, Victoria: self-managed Support at Home against the major full-service providers. Real local market figures where we have them.
Detailed comparison · Social Support in 3922
| Provider | Care Type | Saving vs Trilogy | Hourly rate |
|---|---|---|---|
Trilogy Care · Self Managed | Self Managed | Baseline | $77/hr |
Commonwealth Government Dept. of Health · Support at Home · Nov-Dec 2025 | Benchmark | +$34/hr (+44%) | $111/hrmedian$120/hrupperRange $105 to $120 |
| Typical market rate in CowesIndividual social support · $55–$77 | Local market | $77/hr | |
Baptcare | Full Service | $29/hr | |
Catholic Healthcare | Full Service | $65/hr | |
Uniting Care | Full Service | $70/hr | |
Blue Care | Full Service | +$14/hr (+18%) | $91/hr |
Bolton Clarke | Full Service | +$22/hr (+29%) | $99/hr |
Anglicare | Full Service | +$26/hr (+34%) | $103/hr |
Australian Unity | Full Service | +$35/hr (+45%) | $112/hr |
Calvary Care | Full Service | +$39/hr (+51%) | $116/hr |
HammondCare | Full Service | +$43/hr (+56%) | $120/hr |
KinCare | Full Service | +$56/hr (+73%) | $133/hr |
Trilogy Care · Self Managed
Self Managed$77/hrvs TrilogyBaselineCommonwealth Government
Dept. of Health · Support at Home · Nov-Dec 2025Benchmark$111/hrmedian$120/hrupperRange $105 to $120vs Trilogy+$34/hr (+44%)Typical market rate in Cowes
Individual social support · $55–$77Local market$77/hrBaptcare
Full Service$29/hrvs TrilogySame or lowerCatholic Healthcare
Full Service$65/hrvs TrilogySame or lowerUniting Care
Full Service$70/hrvs TrilogySame or lowerBlue Care
Full Service$91/hrvs Trilogy+$14/hr (+18%)Bolton Clarke
Full Service$99/hrvs Trilogy+$22/hr (+29%)Anglicare
Full Service$103/hrvs Trilogy+$26/hr (+34%)Australian Unity
Full Service$112/hrvs Trilogy+$35/hr (+45%)Calvary Care
Full Service$116/hrvs Trilogy+$39/hr (+51%)HammondCare
Full Service$120/hrvs Trilogy+$43/hr (+56%)KinCare
Full Service$133/hrvs Trilogy+$56/hr (+73%)
About the Commonwealth Government median and upper prices
- These are not price caps and are not recommended prices.
- Weekday rates only. Services delivered on weekends or public holidays may cost more.
- Blended across metropolitan, rural and regional areas, so prices may differ in your area.
- Prices include the participant's means-tested contribution.
Source: Department of Health, Support at Home, November to December 2025. View the source
Rates above are sourced from publicly available home care price guides as required by My Aged Care. Trilogy Care prices are sourced from the actual price paid by thousands of real clients over the last 12 weeks and represent the most frequently paid price. See the methodology.
Self management means you get to select your own workers, in your local area for a price you negotiate and are happy with.
Rates as at May 2026, refreshed every 12 weeks with the My Aged Care release cycle.
The Commonwealth Government row shows the Department of Health Support at Home median and upper prices (Nov-Dec 2025). These are not price caps.
Spotted a price that looks out of date or incorrect? Report a pricing update.
Weekday rates only. Saturday, Sunday, and public-holiday rates are typically higher and aren't shown here.
“Typical market rate” is the median of realised social support prices for postcode 3922. The provider rows above are national rate cards shown for reference.
Real provider pricing
Providers serving Cowes
1 provider with published Support at Home prices serving Cowes and nearby areas, sourced directly from MyAgedCare.
Seniors Community Care Pty Ltd
Somerville, VIC
- Gardening$105/hr
- Direct transport$135/trip
- Indirect transport$135/trip
- Individual social support$119/hr
- Allied health assistance$165/hr
- Assistance with home maintenance and repairs$160/hr
- +27 more priced services
Prices shown are standard weekday rates each provider publishes on MyAgedCare. Weekend, after-hours and public-holiday rates may differ. Figures are refreshed periodically and may not reflect the latest changes.
Prices last refreshed May 2026 · updated every 12 weeks with the My Aged Care release cycle
Home care in Cowes sits in a well-supplied market. We hold postcode-level pricing for 10 of the most-requested services here, so the rates on this page reflect what households nearby actually pay rather than a national average. Social support runs about $77 an hour locally (typically $55 to $77), and Trilogy Care's self-managed rate is shown right beside it so you can see where the gap sits for Cowes.
Looking for social support in Cowes, VIC? The table above sets Trilogy Care's self-managed Support at Home social support rate against the ten largest full-service providers serving Cowes, so you can see what the gap is for your suburb at a glance.
Cowes has three aged-care services, all offering residential care on Phillip Island. The Gippsland region surrounding you has 94 services across 30 suburbs, so comparing what's available locally against nearby options can help you find the right fit. See the providers and pricing below.
Aged Care in Cowes, VIC (3922)
Gippsland planning region
Cowes has 3 aged care services across 3 providers, including 3 residential care facilities.
The suburb is part of the Gippsland aged care planning region, which has 94 services across 30 suburbs.
Providers in Cowes include community based, private incorporated body organisations.
- Total Services
- 3
- Providers
- 3
- Residential
- 3
- Residential Places
- 215
Personalise your savings
Personalise your package level and pension status for the most accurate savings per annum.
What full-service social support is costing a Classification 2 package
A full-service package costs about $1,690 a year more on social support in Cowes, for the same care.
That's about 22 fewer hours of social support a year out of the same Support at Home funding.
On a typical Classification 2 plan (0.5 hr/wk for social support), self-managed care saves about $1,690 a year. At full pension rates, roughly $254 of that comes straight off your Services Australia co-contributions.
Based on social support at $77/hr (self-managed) versus $142/hr (full-service panel average). Standard contribution rates shown, yours may differ once assessed by Services Australia.
On a typical Classification 3 plan, full-service social support in Cowes costs about $10,140 a year more, roughly 132 fewer hours of care out of the same Support at Home funding. Based on social support at $77/hr (self-managed) versus $142/hr (national full-service rate-card average), 3 hours a week, 52 weeks a year. Real figures vary by postcode and service, see the methodology.
Pricing data is sourced from government records and provider submissions. Actual costs may vary. Always confirm pricing directly with your chosen provider.
How we earn the price claim
Trusted because the methodology is open.
Trilogy Care runs this site. The same calculation that ranks every other provider ranks Trilogy Care too. That's how the comparison stays honest.
Powered by Trilogy Care
Disclosed on every page, including this one
Cross-validated by Trilogy Care’s aged-care specialists
10+ years of in-industry experience applied to ~145,000 Support at Home service interactions, refreshed every 12 weeks
Open methodology
Same calculation for Trilogy Care as every comparator
Refreshed every 12 weeks
Aligned with My Aged Care release cycle
Frequently asked questions about social support in Cowes
Cowes, VIC · Gippsland planning region · regional template
Understanding your costs
Make sense of home care pricing in Cowes
Short, plain-English guides to the funding, caps, and fees behind the numbers above.
How to read a home care invoice
Spot coordination fees, admin loadings, and what you are actually paying for.
Support at Home price caps explained
The caps that limit what providers can charge per service from 1 November 2025.
Why the same worker costs more under full service
Where the gap between self-managed and full-service pricing actually comes from.
Navigating the Support at Home classifications
How classifications 1-8 set your funding and what that means for your budget.
What self-managed actually means
What you manage, what your provider manages, and how the funding stays yours.
How our pricing is calculated
The open methodology behind every figure on this page.
Sources
- Local market rates
- Median of realised service prices from 71,547 service records across 2,640 postcodes (My Aged Care sector data).
- Period covered
- 1 January 2026 to 28 February 2026
- Trilogy Care rate
- Trilogy Care's self-managed Support at Home rate. For everyday services this reflects the local market rate in your area; clinical services show the national rate.
- Full-service providers
- National rate-card averages for the ten largest full-service providers, shown as a reference for the coordinated-package premium.
- Last refreshed
- 8 May 2026 · updated every 12 weeks with the My Aged Care release cycle.
- Coverage flags
- Where a postcode has thin data, the figure cascades to the nearest reliable tier (SA3 region, then state). Each rate shows its resolution tier.
Free, no-obligation
Stop paying twice for social support in Cowes.
Talk to a Trilogy Care specialist. We'll show you what you'd save on social support in Cowes 3922, and book the switch if you decide one is worth it. Your existing workers usually stay the same.
Want to compare every service in this suburb? See the Cowes suburb page · or compare every provider in Cowes.
Powered by Trilogy Care · Open methodology